Privacy Policy

Last Updated: February 17, 2026

StackStats Apps LLC ("we," "our," or "us") operates PledgeDLT ("the Platform"), a milestone-based crowdfunding platform built on the XRP Ledger (XRPL). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our Platform.

1. Information We Collect

1.1 Information You Provide

• Account Information: Email address, username, and password for account creation
• Profile Information: Display name, profile picture, bio (optional)
• Campaign Information: Project descriptions, milestone details, funding goals, images, and updates provided by creators
• Payment Information: XRPL wallet addresses for receiving or sending funds (publicly visible on blockchain)
• Communication Data: Messages sent through contact forms, support tickets, or in-platform messaging

1.2 Information Collected Automatically

• Usage Data: Pages viewed, features used, time spent on Platform, click patterns
• Device Information: IP address, browser type, operating system, device identifiers
• Cookies and Tracking: Session cookies for authentication, analytics cookies for usage tracking (you can disable these)

1.3 Blockchain Data

• On-Ledger Transactions: All pledges, escrows, fund releases, and refunds are recorded on the XRPL public blockchain
• Wallet Addresses: Your XRPL wallet address becomes publicly associated with campaigns you back or create
• Transaction History: All blockchain transactions are permanently public and cannot be deleted

2. How We Use Your Information

We use collected information to:

• Provide, operate, and maintain the Platform
• Process transactions and manage escrows on XRPL
• Facilitate communication between creators and backers
• Send account notifications, campaign updates, and milestone alerts
• Verify milestone completion and process community votes
• Detect and prevent fraud, abuse, and security threats
• Analyze usage patterns to improve the Platform
• Comply with legal obligations and enforce our Terms of Service
• Respond to support requests and customer inquiries

3. How We Share Your Information

3.1 Public Information

The following information is publicly visible:

• Campaign details (title, description, milestones, funding goals)
• Creator profiles (username, bio, campaign history)
• XRPL wallet addresses associated with campaigns
• Pledge amounts and milestone voting results (aggregated)
• All on-ledger transactions (via XRPL blockchain explorers)

3.2 Third-Party Service Providers

We may share information with:

• Analytics Providers: To understand Platform usage and improve features
• Email Service Providers: To send transactional emails and notifications
• Security Services: To detect fraud and prevent abuse
• Legal Advisors: When required for legal compliance or protection of rights

3.3 Legal Requirements

We may disclose information when required by law, court order, or government request, or to protect our rights, property, or safety.

3.4 Business Transfers

If StackStats Apps LLC merges with or is acquired by another company, your information may be transferred as part of that transaction.

4. Data Retention

• Account Data: Retained while your account is active and for 90 days after deletion request
• Campaign Data: Retained indefinitely for transparency and accountability purposes
• Blockchain Data: Permanently stored on XRPL and cannot be deleted
• Usage Logs: Retained for 12 months for security and analytics purposes

5. Your Rights and Choices

5.1 Access and Correction

You can access and update your account information through your dashboard settings.

5.2 Account Deletion

You may request account deletion by contacting [email protected]. Note that blockchain transactions cannot be deleted.

5.3 Marketing Communications

You can opt out of promotional emails by clicking "unsubscribe" in any marketing email. Transactional emails (e.g., milestone notifications) cannot be disabled.

5.4 Cookie Management

You can disable cookies through your browser settings, but this may limit Platform functionality.

5.5 Data Portability

You can request a copy of your data by contacting [email protected].

6. Security

We implement industry-standard security measures including:

• Encryption of data in transit (HTTPS/TLS)
• Secure password hashing (bcrypt)
• Regular security audits and vulnerability assessments
• Access controls and authentication protocols
• Secure API integrations with XRPL

However, no method of transmission or storage is 100% secure. You are responsible for maintaining the security of your account credentials and XRPL wallet keys.

7. Children's Privacy

PledgeDLT is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. By using PledgeDLT, you consent to such transfers. We ensure appropriate safeguards are in place for international data transfers.

9. Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. Please review their privacy policies independently.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Material changes will be notified via email or prominent notice on the Platform. Your continued use of PledgeDLT after changes constitutes acceptance of the updated policy.

11. Contact Us

For privacy-related questions or concerns, contact us:

• Email: [email protected]
• Company: StackStats Apps LLC
• Contact Form: https://pledgedlt.com/contact.html